About Us
Established in 2013 by Jeremy Sprott, BC4B has earned business and industry respect as proven and unique independent banking consultants.
We work for New Zealand businesses across all industry sectors from small-large businesses nationwide.
Clients have both domestic and international banking needs.
Who are we?
All BC4B consultants have worked for 25 years + for commercial banks at all levels, so have a deep understanding how New Zealand Banks work.
We understand Bank’s; language, solutions, pricing structures & processes, making BC4B an important startegic business partner.
BC4B are not aligned to any financial organisations. We work for the client.
Advocacy on banking you can trust and expertise you can rely on.
Why use us?
Banking is now regulated and considered by most as; complex, challenging and expensive.
Bank’s offer similar solutions but, structure, terms, pricing, security and documentation may significantly differ.
BC4B help and guide as “in-house” advocates across all business finance and solutions to take the guess work out of truly knowing if the banking package or facility is optimal and fit for purpose in today’s competitive market.
The access to capital is critical, BC4B assist client applications including annual reviews.
Alternatively you can delegate a task to us. We will explain the different funding options and solutions available including the pros and cons of each one.
We can also prepare and submit detailed proposals or tender documents to Bank's on your behalf.
We will help negotiate appropriate terms.
The key driver is the delivery of banking knowledge and expertise to New Zealand businesses to achieve a beneficial outcome.
We provide independent, objective and practical guidance and support to businesses in all their dealings with Bank's.
This leaves clients more time to invest in their business.
who we are
what we do
We help New Zealand businesses to review and manage their Corporate, Commercial and Business banking packages to ensure the company is supported by the right solutions, terms and is competitively priced in todays market.
We guide and support a business on the key banking financial supply chain that is one of the key foundations to maximising growth and managing direct costs to achieve the best deal. Our methods have proven to be extremely successful covering:
- Banking Relationship- The "best aligned" Bank for your business
- International Trade & Financial Supply Chain
- Banking Tenders- RFP's
- Transaction Banking
- Working Capital
- Term Debt
- Foreign Exchange
- Merchant Services
- Capital & Property Finance
- Investments/Deposits
WHAT DOES ALL THIS MEAN?
We understand how Banks work and how they think; we know the right people and we speak their language. We have significant insight, knowledge and experience in dealing with Banks and can leverage this for an organisation's benefit.
We create transparency in banking which can be a grey area. Our key principle for banking relationships is one of "No Surprises".
And it allows us to provide independent, objective and practical support to businesses in their dealings with Banks. We can find solutions that can save you money and save you time.
In addition we offer Client Services expertise to answer questions or clarify problematic transactions or funding needs that Banks have not responded to your satisfaction or in a timely manner.